Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) is a Social Security and pension scheme launched by the Government of India for unorganized sector workers. It was introduced to provide financial security to workers in the unorganized sector who typically do not have access to formal pension schemes or social security benefits.

Here are some key features of PM-SYM:

1. Eligibility: To be eligible for PM-SYM, a person must be an unorganized sector worker in the age group of 18 to 40 years and should not be covered under any other statutory social security scheme.
2. Contribution: The eligible beneficiaries are required to make a monthly contribution towards the scheme. The amount of contribution depends on the age of entry into the scheme and ranges from Rs. 55 to Rs. 200 per month.
3. Matching Contribution: The central government also contributes an equal amount to the beneficiary's contribution. This government contribution helps in building up the pension corpus.
4. Pension Amount: After attaining the age of 60, the beneficiary is entitled to receive a minimum assured monthly pension of Rs. 3000/- per month. The amount of the pension would depends on the total contribution made and the age of entry into the scheme.
5. Nominee: Beneficiaries can nominate a family member who will receive the accumulated pension amount in case of the beneficiary's untimely demise.
6. Exit: In the event of the beneficiary's death before the age of 60, the accumulated contribution along with the government's share is returned to the nominee.
7. Enrollment: To enroll in PM-SYM, individuals can visit Common Service Centres (CSCs) or get in touch with the authorized enrollment agencies. They need to provide valid KYC documents, a savings bank account, and Aadhaar details.
8. Implementation: The scheme is implemented by the Ministry of Labour and Employment, Government of India.

PM-SYM aims to provide financial stability and a source of income to unorganized sector workers during their old age. It is a step towards addressing the social security needs of this vulnerable segment of the workforce in India. However, it's essential to check for the most up-to-date information regarding the scheme, including any changes or updates that may have occurred since my knowledge cutoff date in September 2021.

Detailed contribution chart is given below:

Entry Age	Supera- nnuation Age	Member's Monthly Contribution (Rs)	Central Govt's Monthly Contribution (Rs)	Total Monthly Contribution (Rs)
(1)	(2)	(3)	(4)	(5)= (3)+(4)
18	60	55	55	110
19	60	58	58	116
20	60	61	61	122
21	60	64	64	128
22	60	68	68	136
23	60	72	72	144
24	60	76	76	152
25	60	80	80	160
26	60	85	85	170
27	60	90	90	180
28	60	95	95	190
29	60	100	100	200
30	60	105	105	210
31	60	110	110	220
32	60	120	120	240
33	60	130	130	260
34	60	140	140	280
35	60	150	150	300
36	60	160	160	320
37	60	170	170	340
38	60	180	180	360
39	60	190	190	380
40	60	200	200	400