How to use PhonePe UPI without ATM Card

PhonePe is one of the most trusted and commonly used UPI App in India. You can register PhonePe using Aadhaar OTP as well without ATM Card. 

Steps involved in PhonePe UPI registration with Aadhaar are as follows:

1. Open the PhonePe app.
2. Click on your profile picture.
3. Select 'Payment Instruments.'
4. Choose 'Add bank account.'
5. Pick a bank from the list.
6. Validate your phone number with an OTP.
7. Use Aadhaar when asked to create a UPI PIN.
8. Enter the last six digits of your Aadhaar.
9. Enter the OTP received on your registered phone.
10. Set up your UPI PIN.

Further Information:

• You will receive two OTPs: one from your bank and one from UIDAI.
• Your UPI PIN can be used not just to send money, but also to receive money, pay at stores, pay bills, and recharge mobile or DTH.
• You can also use UPI for bill payments and other financial services.
• To ensure your UPI PIN is operational, try a small transaction with a familiar person or merchant.